diff --git a/backend-java/src/main/resources/inspection/03_task_missing_result.sql b/backend-java/src/main/resources/inspection/03_task_missing_result.sql
new file mode 100644
index 00000000..e5e46cd4
--- /dev/null
+++ b/backend-java/src/main/resources/inspection/03_task_missing_result.sql
@@ -0,0 +1,14 @@
+-- =============================================================
+-- 巡检 03：终态任务缺结果（SUCCESS/FAILED 无任何 biz_file_result）— 只读报表（task-196）
+-- 对应 Java 巡检：TaskResultMissingInspector（module-09）；仅副本库只读执行。
+-- 结果按 updated_at 升序；每批建议 limit <= 500。
+-- =============================================================
+SELECT t.id,
+       t.module_type,
+       t.status,
+       t.updated_at
+FROM biz_file_task t
+WHERE t.status IN ('SUCCESS', 'FAILED')
+  AND NOT EXISTS (SELECT 1 FROM biz_file_result r WHERE r.task_id = t.id)
+ORDER BY t.updated_at ASC
+LIMIT 200;
diff --git a/backend-java/src/test/java/com/nanri/aiimage/config/TaskMissingResultSqlInspectionTest.java b/backend-java/src/test/java/com/nanri/aiimage/config/TaskMissingResultSqlInspectionTest.java
new file mode 100644
index 00000000..7091fa6e
--- /dev/null
+++ b/backend-java/src/test/java/com/nanri/aiimage/config/TaskMissingResultSqlInspectionTest.java
@@ -0,0 +1,9 @@
+package com.nanri.aiimage.config;
+
+/** task-196：终态任务缺结果 巡检 SQL 契约。 */
+class TaskMissingResultSqlInspectionTest extends InspectionSqlFileTestBase {
+    @Override
+    String fileName() {
+        return "03_task_missing_result.sql";
+    }
+}